to budget your money.
be careful
with your dollars,
you need to make
a list of the incoming
and the outgoing,
you have to sit at your
desk
and figure it all out.
don't spend extravagantly.
save for a rainy day.
have a surplus
at the end of the month.
open up a savings
account and down the road,
invest.
buy a few CD's.
i used to tell my mother
this all the time
when i'd come home
from my paper route
at thirteen.
but she never listened.
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