let's talk about compound interest, son

at an early age

they, they being parents

and old

people,

grandparents

and the like,

hammer into your head

that you

need a purpose in life.

you need goals,

you need

ambition.

you need to walk

the straight and narrow line.

you need

a good job, a good home

to live in,

a good wife.

they tell you about compound

interest

and what saving

a hundred dollars a month

will do for you

when you turn sixty-five.

it's overwhelming,

as you sit

there eating cereal

and cinnamon pop tarts,

when all 

you can think about

is going outside

and talking

to Jennie, 

the cute girl next door,

before the rain starts.