it's not luck

someone tells you

how lucky

you are.

to have what you have,

to be

in the position

where you stand

with finances.

no debt.

savings.

plenty, God willing

to see you through

hard times

or old age.

you show them

your penny jar,

your calloused hands,

your cuts 

and bruises.

you point out

the window

to your ladders,

and tools,

your old truck waiting

for monday.

you show them your

work book

full of clients over

thirty years.

then you tell them

it has nothing

to do with luck.

nothing.