before you're cold

you take out your calculator

and figure

out your finances.

how to make them last until death.

although,

death is the wild card.

it could come tomorrow,

or thirty years from

now.

food, mortgage, gas, etc.

that damn

cable bill.

bundled, no less.

you'll buy less clothes when

you're old.

no longer keeping up with

the jones.

eat less perhaps.

oatmeal is relatively cheap.

less trips to nyc on account

of your knees.

no longer binge dating,

or buying flowers

on valentine's day for a stream

of women, most

will have passed.

zero cost for haircuts.

you'll buy less books, because

of vision issues.

you might make it.

breaking even is the goal,

writing the last check to the

undertaker,

before you're cold.