insurance

much of what
you worry about
will never happen,
you realize
this, but it
doesn't stop
you from going
through your
list of what ifs.
turning the pillow
over in
the black of night,
listening
to the wind
move branches
against
the house, wondering
if it will
fall.
the world is at
your door
and in your pocket
for insurance,
asking to protect
your for the what
ifs that never
happen, but could.