bank fees

is there anything
else I
can help you with,
the bank
clerk asks you
after telling you that
your account
is overdrawn
and that you must
pay a fee.
no, there is nothing
you can help me
with to fix this erroneous
charge, you say,
but perhaps
there is someone else
at the bank
older than twelve
who might.
in fact give me the
smartest person who
works at the bank and let
me speak to them,
to which she says,
but i'm smart too.
and you reply,
no doubt, but not quite.